Calculate Your Pension from the Second and Third Pillars

When you meet the conditions for retirement, you can become eligible for a pension from the first, second, and third pillars. Everyone is entitled to a pension from the first pillar, which is calculated and paid by the Croatian Pension Insurance Institute.

You will receive a pension from the second pillar because, throughout your working life, you contributed 5% of your gross salary to a pension fund. This money is held in your personal account in a mandatory pension fund, and when you retire, you will receive a calculation of your pension from the second pillar.

If you have voluntary pension savings, you will also receive a pension from the third pillar. Pensions from the second and third pillars are calculated and paid by a pension insurance company, which is the only institution that provides a calculation of mandatory and voluntary pensions.

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