General terms of use and privacy protection
GENERAL TERMS OF USE
UMFO is committed to respecting the privacy of visitors to its website, umfo.hr. Below, we outline how your personal data is used and explain your rights concerning data protection.
The data controller may collect personal data arising from communication, such as queries or personal opinions regarding pension savings. Given the nature of using the umfo.hr website (hereinafter: the Website), the data controller collects information related to IP addresses and cookies, which we use with your consent to:
a) analyse the use of our Website to continuously improve its content and measure its performance;
b) tailor the use of our Website, as well as our communication, to suit your needs and preferences.
Cookies are text files containing small amounts of information that are downloaded to your device when you visit a website. When you revisit the website, cookies are sent back to the originating site, allowing it to recognize your device. For more information about cookies, please visit www.allaboutcookies.org.
The following categories of cookies are used on the Website:
Category 1: Strictly necessary cookies (session cookies)
These cookies are essential for enabling navigation on the Website and the use of its features. Without these cookies, we cannot provide the services you have requested, such as remembering your login details.
Category 2: Functional cookies (persistent cookies)
These cookies remember your choices, enabling a more personalised experience tailored to your preferences. The information collected by these cookies may be anonymised and cannot track your browsing activity on other websites.
Category 3: Third-party cookies
Google Analytics is used to analyse visits to the Website and enhance its content. These cookies collect information on how visitors use the Website. For instance, the data controller uses these cookies to understand how users arrive at the Website, navigate through it, and to highlight areas where we can improve, such as user experience. These cookies aggregate information, making it anonymous. They are only used to improve the functioning of the Website. It is explicitly stated here that users’ personal data will not be sold, used, or transferred to any third party except as outlined above.
PRIVACY PROTECTION
On 25 May 2018, the General Data Protection Regulation (EU) 2016/679 of the European Parliament and the Council of 27 April 2016 came into effect in the Republic of Croatia. By accessing www.umfo.hr, your personal data will not be collected unless you voluntarily submit it on the Website, thereby granting consent for its collection, processing, and use in accordance with statutory retention periods. The personal data you voluntarily provide will only be collected and processed for the purpose of using the Website and delivering the requested service, and it will not be shared with third parties.
We handle your personal data with the utmost care and implement all necessary technical and organisational measures to ensure its protection. Your personal data may be shared with providers of IT solutions and services acting as data processors. We have established agreements with these processors outlining the handling of personal data, ensuring they cannot process your data without our instruction or share it with third parties.
The General Data Protection Regulation governs the processing and protection of personal data and outlines the rights individuals may exercise. Your rights under the General Data Protection Regulation include:
– Right of access – You may contact UMFO at any time to confirm whether your personal data is being processed, and if so, you can request access to that data.
– Right to rectification – If your personal data is inaccurate, you may request its correction at any time, or if incomplete, you can have it supplemented.
– Right to erasure – You may request the deletion of personal data if it has been unlawfully processed by UMFO or if the data is no longer necessary for the purposes for which it was collected.
– Right to restrict processing – You can request that UMFO restricts the processing of your personal data.
– Right to data portability – You are entitled to receive your personal data in a structured, commonly used, and machine-readable format. Upon request, the data can be transferred to another data controller if technically feasible.
– Right to object – You can object to UMFO or the Personal Data Protection Agency at any time if you believe the processing of your personal data has violated the General Data Protection Regulation (EU) 2016/679 or other applicable data protection laws.
To exercise your rights as a data subject, you can download the form provided on this page, complete it, and send it to the address: Association of Pension Fund Management Companies and Pension Insurance Companies, Zagreb, Hektorovićeva Street 2, or via email to: info@umfo.hr.
For any queries regarding the application of the General Data Protection Regulation or the Croatian Law on its implementation, you may contact us via email at: info@umfo.hr.
REQUEST TO EXERCISE RIGHTS
DETAILS OF THE REQUESTER:
- Full name
- Personal Identification Number (OIB):
- Contact details (email, address, phone number)
BY THIS REQUEST, THE REQUESTER IS EXERCISING THE FOLLOWING RIGHT(S) (please select one or more rights):
- Right of access to personal data
- Right to rectification of personal data
- Right to erasure of personal data
- Right to restrict processing of personal data
- Right to data portability
- Right to object to the processing of personal data
- Date of submission
- Signature
Please briefly explain the grounds for your request to exercise your rights, and attach any additional documents if necessary.
UMFO collects and processes your personal data as outlined in this Request solely based on your submission and for the purpose of executing the appropriate procedure to exercise one or more of your rights. UMFO will inform you in a timely manner about any further action or potential fulfilment of your rights based on this Request, using the contact details provided in this form.