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Save in a Voluntary Pension Fund
At any time – regardless of your age, income, or employment status – you can begin saving in the third pillar, or voluntary pension funds. Your savings will earn returns from the pension fund, along with a 15% state incentive.
It’s important to understand that returns can be positive or negative, as they depend on the investment strategy of the company managing the voluntary pension fund. Therefore, it’s essential to be well-informed when selecting a fund. At the end of each year, the state will contribute an incentive equal to 15% of the amount you have saved in that year to your personal account in a voluntary pension fund, up to a maximum of €99.54.
These are the voluntary pension funds: Choose yours and join online!
| Fund name | Link |
|---|---|
| AZ Voluntary Pension Funds | AZ Voluntary Pension Funds |
| Erste Plavi Voluntary Pension Funds | Erste Plavi Voluntary Pension Funds |
| Croatia osiguranje Voluntary Pension Funds | Croatia osiguranje Voluntary Pension Funds |
| Raiffeisen Voluntary Pension Funds | Raiffeisen Voluntary Pension Funds |